Market Overview
Home Prices in Jacumba, CA
The median home value in Jacumba, CA is $358,382 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.9% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Jacumba are priced13% below average. Jacumba is part of the San Diego-Chula Vista-Carlsbad, CA metro area.
Over the past five years, Jacumba home values have risen by approximately35.8%, reflecting strong long-term appreciation in this market.
Price History
Jacumba Home Price Trend
City Comparison
Jacumba vs. National Median
At $358,382, homes in Jacumba cost 13% below the national median of $410,000. This makes Jacumba a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Jacumba?
20% Down Payment
$71,676
on $358,382
Monthly P&I
$1,869/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,374/mo
incl. taxes & insurance
Income Needed
$94,960
gross annual (30% rule)
10% Down Option
$35,838
+ PMI applies
Loan Amount (20% dn)
$286,706
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Jacumba, CA?
The median home value in Jacumba is $358,382 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.9% year-over-year.
How much have home prices changed in Jacumba?
Over the past year, home values in Jacumba have increased by 11.9%. Over five years, prices have risen approximately 35.8%.
How much do I need to earn to buy a home in Jacumba?
To comfortably afford the median home price of $358,382 with a 20% down payment ($71,676) at today's rates (6.8%), you'd need a gross annual income of approximately $94,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Jacumba compare to the national average home price?
The national median home value is approximately $410,000. At $358,382, homes in Jacumba are 13% below the national average.
What metro area is Jacumba part of?
Jacumba is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.