Market Overview
Home Prices in Jamul, CA
The median home value in Jamul, CA is $1,044,190 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and up 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Jamul are priced155% above average. Jamul is part of the San Diego-Chula Vista-Carlsbad, CA metro area.
Over the past five years, Jamul home values have risen by approximately20.7%, reflecting strong long-term appreciation in this market.
Price History
Jamul Home Price Trend
City Comparison
Jamul vs. National Median
At $1,044,190, homes in Jamul cost 155% above the national median of $410,000. Buyers in Jamul should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Jamul?
20% Down Payment
$208,838
on $1,044,190
Monthly P&I
$5,446/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,916/mo
incl. taxes & insurance
Income Needed
$276,640
gross annual (30% rule)
10% Down Option
$104,419
+ PMI applies
Loan Amount (20% dn)
$835,352
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Jamul, CA?
The median home value in Jamul is $1,044,190 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in Jamul?
Over the past year, home values in Jamul have increased by 0.9%. Over five years, prices have risen approximately 20.7%.
How much do I need to earn to buy a home in Jamul?
To comfortably afford the median home price of $1,044,190 with a 20% down payment ($208,838) at today's rates (6.8%), you'd need a gross annual income of approximately $276,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Jamul compare to the national average home price?
The national median home value is approximately $410,000. At $1,044,190, homes in Jamul are 155% above the national average.
What metro area is Jamul part of?
Jamul is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.