Market Overview
Home Prices in Kirkwood, CA
The median home value in Kirkwood, CA is $618,165 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.4% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kirkwood are priced51% above average.
Over the past five years, Kirkwood home values have risen by approximately14.0%, reflecting steady appreciation in this market.
Price History
Kirkwood Home Price Trend
2020
$475,797
$476K
—
2021
$542,382
$542K
+14.0%
2022
$624,724
$625K
+15.2%
2023
$587,108
$587K
-6.0%
2024
$594,944
$595K
+1.3%
2025
$615,918
$616K
+3.5%
2026
$618,165
$618K
+0.4%
City Comparison
Kirkwood vs. National Median
🏠 Kirkwood
$618,165
National Median
$410,000
At $618,165, homes in Kirkwood cost 51% above the national median of $410,000. Buyers in Kirkwood should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Kirkwood?
20% Down Payment
$123,633
on $618,165
Monthly P&I
$3,224/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,094/mo
incl. taxes & insurance
Income Needed
$163,760
gross annual (30% rule)
10% Down Option
$61,817
+ PMI applies
Loan Amount (20% dn)
$494,532
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kirkwood, CA?
The median home value in Kirkwood is $618,165 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.4% year-over-year.
How much have home prices changed in Kirkwood?
Over the past year, home values in Kirkwood have increased by 0.4%. Over five years, prices have risen approximately 14.0%.
How much do I need to earn to buy a home in Kirkwood?
To comfortably afford the median home price of $618,165 with a 20% down payment ($123,633) at today's rates (6.8%), you'd need a gross annual income of approximately $163,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Kirkwood compare to the national average home price?
The national median home value is approximately $410,000. At $618,165, homes in Kirkwood are 51% above the national average.