Market Overview
Home Prices in Ladera Ranch, CA
The median home value in Ladera Ranch, CA is $1,391,815 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.1% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ladera Ranch are priced239% above average. Ladera Ranch is part of the Los Angeles-Long Beach-Anaheim, CA metro area.
Over the past five years, Ladera Ranch home values have risen by approximately42.5%, reflecting strong long-term appreciation in this market.
Price History
Ladera Ranch Home Price Trend
City Comparison
Ladera Ranch vs. National Median
At $1,391,815, homes in Ladera Ranch cost 239% above the national median of $410,000. Buyers in Ladera Ranch should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Ladera Ranch?
20% Down Payment
$278,363
on $1,391,815
Monthly P&I
$7,259/mo
30-yr @ 6.8%
Total Monthly Est.
~$9,219/mo
incl. taxes & insurance
Income Needed
$368,760
gross annual (30% rule)
10% Down Option
$139,182
+ PMI applies
Loan Amount (20% dn)
$1,113,452
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ladera Ranch, CA?
The median home value in Ladera Ranch is $1,391,815 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.1% year-over-year.
How much have home prices changed in Ladera Ranch?
Over the past year, home values in Ladera Ranch have decreased by 0.1%. Over five years, prices have risen approximately 42.5%.
How much do I need to earn to buy a home in Ladera Ranch?
To comfortably afford the median home price of $1,391,815 with a 20% down payment ($278,363) at today's rates (6.8%), you'd need a gross annual income of approximately $368,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Ladera Ranch compare to the national average home price?
The national median home value is approximately $410,000. At $1,391,815, homes in Ladera Ranch are 239% above the national average.
What metro area is Ladera Ranch part of?
Ladera Ranch is part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.