Market Overview
Home Prices in Laguna Beach, CA
The median home value in Laguna Beach, CA is $3,031,398 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.1% compared to a year ago and down 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Laguna Beach are priced639% above average. Laguna Beach is part of the Los Angeles-Long Beach-Anaheim, CA metro area.
Over the past five years, Laguna Beach home values have risen by approximately36.2%, reflecting strong long-term appreciation in this market.
Price History
Laguna Beach Home Price Trend
City Comparison
Laguna Beach vs. National Median
At $3,031,398, homes in Laguna Beach cost 639% above the national median of $410,000. Buyers in Laguna Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Laguna Beach?
20% Down Payment
$606,280
on $3,031,398
Monthly P&I
$15,810/mo
30-yr @ 6.8%
Total Monthly Est.
~$20,079/mo
incl. taxes & insurance
Income Needed
$803,160
gross annual (30% rule)
10% Down Option
$303,140
+ PMI applies
Loan Amount (20% dn)
$2,425,118
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Laguna Beach, CA?
The median home value in Laguna Beach is $3,031,398 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.1% year-over-year.
How much have home prices changed in Laguna Beach?
Over the past year, home values in Laguna Beach have increased by 5.1%. Over five years, prices have risen approximately 36.2%.
How much do I need to earn to buy a home in Laguna Beach?
To comfortably afford the median home price of $3,031,398 with a 20% down payment ($606,280) at today's rates (6.8%), you'd need a gross annual income of approximately $803,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Laguna Beach compare to the national average home price?
The national median home value is approximately $410,000. At $3,031,398, homes in Laguna Beach are 639% above the national average.
What metro area is Laguna Beach part of?
Laguna Beach is part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.