Market Overview
Home Prices in Laguna Niguel, CA
The median home value in Laguna Niguel, CA is $1,500,893 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Laguna Niguel are priced266% above average. Laguna Niguel is part of the Los Angeles-Long Beach-Anaheim, CA metro area.
Over the past five years, Laguna Niguel home values have risen by approximately57.6%, reflecting strong long-term appreciation in this market.
Price History
Laguna Niguel Home Price Trend
City Comparison
Laguna Niguel vs. National Median
At $1,500,893, homes in Laguna Niguel cost 266% above the national median of $410,000. Buyers in Laguna Niguel should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Laguna Niguel?
20% Down Payment
$300,179
on $1,500,893
Monthly P&I
$7,828/mo
30-yr @ 6.8%
Total Monthly Est.
~$9,942/mo
incl. taxes & insurance
Income Needed
$397,680
gross annual (30% rule)
10% Down Option
$150,089
+ PMI applies
Loan Amount (20% dn)
$1,200,714
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Laguna Niguel, CA?
The median home value in Laguna Niguel is $1,500,893 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Laguna Niguel?
Over the past year, home values in Laguna Niguel have increased by 4%. Over five years, prices have risen approximately 57.6%.
How much do I need to earn to buy a home in Laguna Niguel?
To comfortably afford the median home price of $1,500,893 with a 20% down payment ($300,179) at today's rates (6.8%), you'd need a gross annual income of approximately $397,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Laguna Niguel compare to the national average home price?
The national median home value is approximately $410,000. At $1,500,893, homes in Laguna Niguel are 266% above the national average.
What metro area is Laguna Niguel part of?
Laguna Niguel is part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.