📍 Lake Isabella, CA · Zillow ZHVI · July 2026

Average Home Price in
Lake Isabella, CA

Bakersfield, CA metro area · Kern County County

Median Home Value
$221,325
↓ 1.8% year-over-year
vs. National Median
$410,000
Lake Isabella is 46% below
Est. Monthly Payment
$1,154/mo
20% down · 6.8% rate
Income Needed
$59K
gross annual (30% rule)
Median Home Value
$221,325
↓ 1.8% year-over-year

Down Payment (20%)$44,265
Monthly P&I$1,154/mo
With Taxes & Ins.~$1,466/mo
Income Needed$58,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Lake Isabella, CA

The median home value in Lake Isabella, CA is $221,325 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.8% compared to a year ago and down 0.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Lake Isabella are priced46% below average. Lake Isabella is part of the Bakersfield, CA metro area.

Over the past five years, Lake Isabella home values have risen by approximately20.1%, reflecting strong long-term appreciation in this market.

City Comparison

Lake Isabella vs. National Median

🏠 Lake Isabella
$221,325
National Median
$410,000

At $221,325, homes in Lake Isabella cost 46% below the national median of $410,000. This makes Lake Isabella a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Lake Isabella?

20% Down Payment
$44,265
on $221,325
Monthly P&I
$1,154/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,466/mo
incl. taxes & insurance
Income Needed
$58,640
gross annual (30% rule)
10% Down Option
$22,133
+ PMI applies
Loan Amount (20% dn)
$177,060
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Lake Isabella, CA?
The median home value in Lake Isabella is $221,325 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.8% year-over-year.
How much have home prices changed in Lake Isabella?
Over the past year, home values in Lake Isabella have decreased by 1.8%. Over five years, prices have risen approximately 20.1%.
How much do I need to earn to buy a home in Lake Isabella?
To comfortably afford the median home price of $221,325 with a 20% down payment ($44,265) at today's rates (6.8%), you'd need a gross annual income of approximately $58,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Lake Isabella compare to the national average home price?
The national median home value is approximately $410,000. At $221,325, homes in Lake Isabella are 46% below the national average.
What metro area is Lake Isabella part of?
Lake Isabella is part of the Bakersfield, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.