Market Overview
Home Prices in Loomis, CA
The median home value in Loomis, CA is $964,032 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Loomis are priced135% above average. Loomis is part of the Sacramento-Roseville-Folsom, CA metro area.
Over the past five years, Loomis home values have risen by approximately12.6%, reflecting steady appreciation in this market.
Price History
Loomis Home Price Trend
City Comparison
Loomis vs. National Median
At $964,032, homes in Loomis cost 135% above the national median of $410,000. Buyers in Loomis should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Loomis?
20% Down Payment
$192,806
on $964,032
Monthly P&I
$5,028/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,386/mo
incl. taxes & insurance
Income Needed
$255,440
gross annual (30% rule)
10% Down Option
$96,403
+ PMI applies
Loan Amount (20% dn)
$771,226
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Loomis, CA?
The median home value in Loomis is $964,032 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Loomis?
Over the past year, home values in Loomis have increased by 1.7%. Over five years, prices have risen approximately 12.6%.
How much do I need to earn to buy a home in Loomis?
To comfortably afford the median home price of $964,032 with a 20% down payment ($192,806) at today's rates (6.8%), you'd need a gross annual income of approximately $255,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Loomis compare to the national average home price?
The national median home value is approximately $410,000. At $964,032, homes in Loomis are 135% above the national average.
What metro area is Loomis part of?
Loomis is part of the Sacramento-Roseville-Folsom, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.