Market Overview
Home Prices in Los Gatos, CA
The median home value in Los Gatos, CA is $2,655,127 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.2% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Los Gatos are priced548% above average. Los Gatos is part of the San Jose-Sunnyvale-Santa Clara, CA metro area.
Over the past five years, Los Gatos home values have risen by approximately27.3%, reflecting strong long-term appreciation in this market.
Price History
Los Gatos Home Price Trend
City Comparison
Los Gatos vs. National Median
At $2,655,127, homes in Los Gatos cost 548% above the national median of $410,000. Buyers in Los Gatos should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Los Gatos?
20% Down Payment
$531,025
on $2,655,127
Monthly P&I
$13,848/mo
30-yr @ 6.8%
Total Monthly Est.
~$17,587/mo
incl. taxes & insurance
Income Needed
$703,480
gross annual (30% rule)
10% Down Option
$265,513
+ PMI applies
Loan Amount (20% dn)
$2,124,102
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Los Gatos, CA?
The median home value in Los Gatos is $2,655,127 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.2% year-over-year.
How much have home prices changed in Los Gatos?
Over the past year, home values in Los Gatos have increased by 3.2%. Over five years, prices have risen approximately 27.3%.
How much do I need to earn to buy a home in Los Gatos?
To comfortably afford the median home price of $2,655,127 with a 20% down payment ($531,025) at today's rates (6.8%), you'd need a gross annual income of approximately $703,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Los Gatos compare to the national average home price?
The national median home value is approximately $410,000. At $2,655,127, homes in Los Gatos are 548% above the national average.
What metro area is Los Gatos part of?
Los Gatos is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.