Market Overview
Home Prices in Madera, CA
The median home value in Madera, CA is $428,837 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Madera are priced5% above average. Madera is part of the Madera, CA metro area.
Over the past five years, Madera home values have risen by approximately28.7%, reflecting strong long-term appreciation in this market.
Price History
Madera Home Price Trend
City Comparison
Madera vs. National Median
At $428,837, homes in Madera cost 5% above the national median of $410,000. Buyers in Madera should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Madera?
20% Down Payment
$85,767
on $428,837
Monthly P&I
$2,237/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,841/mo
incl. taxes & insurance
Income Needed
$113,640
gross annual (30% rule)
10% Down Option
$42,884
+ PMI applies
Loan Amount (20% dn)
$343,070
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Madera, CA?
The median home value in Madera is $428,837 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Madera?
Over the past year, home values in Madera have increased by 2.7%. Over five years, prices have risen approximately 28.7%.
How much do I need to earn to buy a home in Madera?
To comfortably afford the median home price of $428,837 with a 20% down payment ($85,767) at today's rates (6.8%), you'd need a gross annual income of approximately $113,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Madera compare to the national average home price?
The national median home value is approximately $410,000. At $428,837, homes in Madera are 5% above the national average.
What metro area is Madera part of?
Madera is part of the Madera, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.