Market Overview
Home Prices in Mather, CA
The median home value in Mather, CA is $575,543 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.9% compared to a year ago and down 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mather are priced40% above average. Mather is part of the Sacramento-Roseville-Folsom, CA metro area.
Over the past five years, Mather home values have risen by approximately9.4%, reflecting steady appreciation in this market.
Price History
Mather Home Price Trend
City Comparison
Mather vs. National Median
At $575,543, homes in Mather cost 40% above the national median of $410,000. Buyers in Mather should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Mather?
20% Down Payment
$115,109
on $575,543
Monthly P&I
$3,002/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,813/mo
incl. taxes & insurance
Income Needed
$152,520
gross annual (30% rule)
10% Down Option
$57,554
+ PMI applies
Loan Amount (20% dn)
$460,434
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mather, CA?
The median home value in Mather is $575,543 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.9% year-over-year.
How much have home prices changed in Mather?
Over the past year, home values in Mather have decreased by 0.9%. Over five years, prices have risen approximately 9.4%.
How much do I need to earn to buy a home in Mather?
To comfortably afford the median home price of $575,543 with a 20% down payment ($115,109) at today's rates (6.8%), you'd need a gross annual income of approximately $152,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Mather compare to the national average home price?
The national median home value is approximately $410,000. At $575,543, homes in Mather are 40% above the national average.
What metro area is Mather part of?
Mather is part of the Sacramento-Roseville-Folsom, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.