Market Overview
Home Prices in McKinleyville, CA
The median home value in McKinleyville, CA is $486,572 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.4% compared to a year ago and down 7.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in McKinleyville are priced19% above average. McKinleyville is part of the Eureka-Arcata, CA metro area.
Over the past five years, McKinleyville home values have fallen by approximately5.1%, reflecting softening conditions in this market.
Price History
McKinleyville Home Price Trend
City Comparison
McKinleyville vs. National Median
At $486,572, homes in McKinleyville cost 19% above the national median of $410,000. Buyers in McKinleyville should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in McKinleyville?
20% Down Payment
$97,314
on $486,572
Monthly P&I
$2,538/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,223/mo
incl. taxes & insurance
Income Needed
$128,920
gross annual (30% rule)
10% Down Option
$48,657
+ PMI applies
Loan Amount (20% dn)
$389,258
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in McKinleyville, CA?
The median home value in McKinleyville is $486,572 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.4% year-over-year.
How much have home prices changed in McKinleyville?
Over the past year, home values in McKinleyville have decreased by 4.4%. Over five years, prices have fallen approximately 5.1%.
How much do I need to earn to buy a home in McKinleyville?
To comfortably afford the median home price of $486,572 with a 20% down payment ($97,314) at today's rates (6.8%), you'd need a gross annual income of approximately $128,920. This assumes keeping total housing costs at or below 30% of gross income.
How does McKinleyville compare to the national average home price?
The national median home value is approximately $410,000. At $486,572, homes in McKinleyville are 19% above the national average.
What metro area is McKinleyville part of?
McKinleyville is part of the Eureka-Arcata, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.