Market Overview
Home Prices in Middletown, CA
The median home value in Middletown, CA is $294,812 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.8% compared to a year ago and down 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Middletown are priced28% below average. Middletown is part of the Clearlake, CA metro area.
Over the past five years, Middletown home values have fallen by approximately5.2%, reflecting softening conditions in this market.
Price History
Middletown Home Price Trend
City Comparison
Middletown vs. National Median
At $294,812, homes in Middletown cost 28% below the national median of $410,000. This makes Middletown a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Middletown?
20% Down Payment
$58,962
on $294,812
Monthly P&I
$1,538/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,953/mo
incl. taxes & insurance
Income Needed
$78,120
gross annual (30% rule)
10% Down Option
$29,481
+ PMI applies
Loan Amount (20% dn)
$235,850
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Middletown, CA?
The median home value in Middletown is $294,812 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.8% year-over-year.
How much have home prices changed in Middletown?
Over the past year, home values in Middletown have decreased by 3.8%. Over five years, prices have fallen approximately 5.2%.
How much do I need to earn to buy a home in Middletown?
To comfortably afford the median home price of $294,812 with a 20% down payment ($58,962) at today's rates (6.8%), you'd need a gross annual income of approximately $78,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Middletown compare to the national average home price?
The national median home value is approximately $410,000. At $294,812, homes in Middletown are 28% below the national average.
What metro area is Middletown part of?
Middletown is part of the Clearlake, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.