📍 Millbrae, CA · Zillow ZHVI · July 2026

Average Home Price in
Millbrae, CA

San Francisco-Oakland-Berkeley, CA metro area · San Mateo County County

Median Home Value
$2,070,171
↑ 6% year-over-year
vs. National Median
$410,000
Millbrae is 405% above
Est. Monthly Payment
$10,797/mo
20% down · 6.8% rate
Income Needed
$548K
gross annual (30% rule)
Median Home Value
$2,070,171
↑ 6% year-over-year

Down Payment (20%)$414,034
Monthly P&I$10,797/mo
With Taxes & Ins.~$13,712/mo
Income Needed$548,480/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Millbrae, CA

The median home value in Millbrae, CA is $2,070,171 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6% compared to a year ago and up 2.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Millbrae are priced405% above average. Millbrae is part of the San Francisco-Oakland-Berkeley, CA metro area.

Over the past five years, Millbrae home values have risen by approximately17.7%, reflecting steady appreciation in this market.

City Comparison

Millbrae vs. National Median

🏠 Millbrae
$2,070,171
National Median
$410,000

At $2,070,171, homes in Millbrae cost 405% above the national median of $410,000. Buyers in Millbrae should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Millbrae?

20% Down Payment
$414,034
on $2,070,171
Monthly P&I
$10,797/mo
30-yr @ 6.8%
Total Monthly Est.
~$13,712/mo
incl. taxes & insurance
Income Needed
$548,480
gross annual (30% rule)
10% Down Option
$207,017
+ PMI applies
Loan Amount (20% dn)
$1,656,137
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Millbrae, CA?
The median home value in Millbrae is $2,070,171 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6% year-over-year.
How much have home prices changed in Millbrae?
Over the past year, home values in Millbrae have increased by 6%. Over five years, prices have risen approximately 17.7%.
How much do I need to earn to buy a home in Millbrae?
To comfortably afford the median home price of $2,070,171 with a 20% down payment ($414,034) at today's rates (6.8%), you'd need a gross annual income of approximately $548,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Millbrae compare to the national average home price?
The national median home value is approximately $410,000. At $2,070,171, homes in Millbrae are 405% above the national average.
What metro area is Millbrae part of?
Millbrae is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.