Market Overview
Home Prices in Mokelumne Hill, CA
The median home value in Mokelumne Hill, CA is $341,136 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.7% compared to a year ago and down 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mokelumne Hill are priced17% below average.
Over the past five years, Mokelumne Hill home values have fallen by approximately7.6%, reflecting softening conditions in this market.
Price History
Mokelumne Hill Home Price Trend
2020
$294,300
$294K
—
2021
$369,298
$369K
+25.5%
2022
$401,765
$402K
+8.8%
2023
$379,252
$379K
-5.6%
2024
$371,358
$371K
-2.1%
2025
$361,905
$362K
-2.5%
2026
$341,136
$341K
-5.7%
City Comparison
Mokelumne Hill vs. National Median
🏠 Mokelumne Hill
$341,136
National Median
$410,000
At $341,136, homes in Mokelumne Hill cost 17% below the national median of $410,000. This makes Mokelumne Hill a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mokelumne Hill?
20% Down Payment
$68,227
on $341,136
Monthly P&I
$1,779/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,259/mo
incl. taxes & insurance
Income Needed
$90,360
gross annual (30% rule)
10% Down Option
$34,114
+ PMI applies
Loan Amount (20% dn)
$272,909
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mokelumne Hill, CA?
The median home value in Mokelumne Hill is $341,136 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.7% year-over-year.
How much have home prices changed in Mokelumne Hill?
Over the past year, home values in Mokelumne Hill have decreased by 5.7%. Over five years, prices have fallen approximately 7.6%.
How much do I need to earn to buy a home in Mokelumne Hill?
To comfortably afford the median home price of $341,136 with a 20% down payment ($68,227) at today's rates (6.8%), you'd need a gross annual income of approximately $90,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Mokelumne Hill compare to the national average home price?
The national median home value is approximately $410,000. At $341,136, homes in Mokelumne Hill are 17% below the national average.