Market Overview
Home Prices in Montclair, CA
The median home value in Montclair, CA is $659,287 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and up 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Montclair are priced61% above average. Montclair is part of the Riverside-San Bernardino-Ontario, CA metro area.
Over the past five years, Montclair home values have risen by approximately22.8%, reflecting strong long-term appreciation in this market.
Price History
Montclair Home Price Trend
City Comparison
Montclair vs. National Median
At $659,287, homes in Montclair cost 61% above the national median of $410,000. Buyers in Montclair should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Montclair?
20% Down Payment
$131,857
on $659,287
Monthly P&I
$3,438/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,366/mo
incl. taxes & insurance
Income Needed
$174,640
gross annual (30% rule)
10% Down Option
$65,929
+ PMI applies
Loan Amount (20% dn)
$527,430
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Montclair, CA?
The median home value in Montclair is $659,287 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Montclair?
Over the past year, home values in Montclair have decreased by 0.4%. Over five years, prices have risen approximately 22.8%.
How much do I need to earn to buy a home in Montclair?
To comfortably afford the median home price of $659,287 with a 20% down payment ($131,857) at today's rates (6.8%), you'd need a gross annual income of approximately $174,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Montclair compare to the national average home price?
The national median home value is approximately $410,000. At $659,287, homes in Montclair are 61% above the national average.
What metro area is Montclair part of?
Montclair is part of the Riverside-San Bernardino-Ontario, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.