Market Overview
Home Prices in Montgomery Creek, CA
The median home value in Montgomery Creek, CA is $300,429 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.2% compared to a year ago and down 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Montgomery Creek are priced27% below average. Montgomery Creek is part of the Redding, CA metro area.
Over the past five years, Montgomery Creek home values have fallen by approximately4.0%, reflecting softening conditions in this market.
Price History
Montgomery Creek Home Price Trend
City Comparison
Montgomery Creek vs. National Median
At $300,429, homes in Montgomery Creek cost 27% below the national median of $410,000. This makes Montgomery Creek a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Montgomery Creek?
20% Down Payment
$60,086
on $300,429
Monthly P&I
$1,567/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,990/mo
incl. taxes & insurance
Income Needed
$79,600
gross annual (30% rule)
10% Down Option
$30,043
+ PMI applies
Loan Amount (20% dn)
$240,343
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Montgomery Creek, CA?
The median home value in Montgomery Creek is $300,429 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.2% year-over-year.
How much have home prices changed in Montgomery Creek?
Over the past year, home values in Montgomery Creek have increased by 1.2%. Over five years, prices have fallen approximately 4.0%.
How much do I need to earn to buy a home in Montgomery Creek?
To comfortably afford the median home price of $300,429 with a 20% down payment ($60,086) at today's rates (6.8%), you'd need a gross annual income of approximately $79,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Montgomery Creek compare to the national average home price?
The national median home value is approximately $410,000. At $300,429, homes in Montgomery Creek are 27% below the national average.
What metro area is Montgomery Creek part of?
Montgomery Creek is part of the Redding, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.