Market Overview
Home Prices in Moraga, CA
The median home value in Moraga, CA is $1,659,509 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1% compared to a year ago and down 4.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Moraga are priced305% above average. Moraga is part of the San Francisco-Oakland-Berkeley, CA metro area.
Over the past five years, Moraga home values have risen by approximately11.0%, reflecting steady appreciation in this market.
Price History
Moraga Home Price Trend
City Comparison
Moraga vs. National Median
At $1,659,509, homes in Moraga cost 305% above the national median of $410,000. Buyers in Moraga should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Moraga?
20% Down Payment
$331,902
on $1,659,509
Monthly P&I
$8,655/mo
30-yr @ 6.8%
Total Monthly Est.
~$10,992/mo
incl. taxes & insurance
Income Needed
$439,680
gross annual (30% rule)
10% Down Option
$165,951
+ PMI applies
Loan Amount (20% dn)
$1,327,607
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Moraga, CA?
The median home value in Moraga is $1,659,509 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1% year-over-year.
How much have home prices changed in Moraga?
Over the past year, home values in Moraga have increased by 1%. Over five years, prices have risen approximately 11.0%.
How much do I need to earn to buy a home in Moraga?
To comfortably afford the median home price of $1,659,509 with a 20% down payment ($331,902) at today's rates (6.8%), you'd need a gross annual income of approximately $439,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Moraga compare to the national average home price?
The national median home value is approximately $410,000. At $1,659,509, homes in Moraga are 305% above the national average.
What metro area is Moraga part of?
Moraga is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.