Market Overview
Home Prices in Mount Shasta, CA
The median home value in Mount Shasta, CA is $421,077 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mount Shasta are priced3% above average.
Over the past five years, Mount Shasta home values have risen by approximately10.5%, reflecting steady appreciation in this market.
Price History
Mount Shasta Home Price Trend
2020
$315,631
$316K
—
2021
$380,995
$381K
+20.7%
2022
$437,194
$437K
+14.8%
2023
$423,024
$423K
-3.2%
2024
$429,725
$430K
+1.6%
2025
$423,658
$424K
-1.4%
2026
$421,077
$421K
-0.6%
City Comparison
Mount Shasta vs. National Median
🏠 Mount Shasta
$421,077
National Median
$410,000
At $421,077, homes in Mount Shasta cost 3% above the national median of $410,000. Buyers in Mount Shasta should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Mount Shasta?
20% Down Payment
$84,215
on $421,077
Monthly P&I
$2,196/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,789/mo
incl. taxes & insurance
Income Needed
$111,560
gross annual (30% rule)
10% Down Option
$42,108
+ PMI applies
Loan Amount (20% dn)
$336,862
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mount Shasta, CA?
The median home value in Mount Shasta is $421,077 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Mount Shasta?
Over the past year, home values in Mount Shasta have decreased by 0.6%. Over five years, prices have risen approximately 10.5%.
How much do I need to earn to buy a home in Mount Shasta?
To comfortably afford the median home price of $421,077 with a 20% down payment ($84,215) at today's rates (6.8%), you'd need a gross annual income of approximately $111,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Mount Shasta compare to the national average home price?
The national median home value is approximately $410,000. At $421,077, homes in Mount Shasta are 3% above the national average.