Market Overview
Home Prices in Napa, CA
The median home value in Napa, CA is $876,582 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.1% compared to a year ago and down 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Napa are priced114% above average. Napa is part of the Napa, CA metro area.
Over the past five years, Napa home values have risen by approximately4.6%, reflecting modest growth in this market.
Price History
Napa Home Price Trend
2020
$730,629
$731K
—
2021
$837,797
$838K
+14.7%
2022
$933,400
$933K
+11.4%
2023
$902,759
$903K
-3.3%
2024
$934,167
$934K
+3.5%
2025
$904,845
$905K
-3.1%
2026
$876,582
$877K
-3.1%
City Comparison
Napa vs. National Median
🏠 Napa
$876,582
National Median
$410,000
At $876,582, homes in Napa cost 114% above the national median of $410,000. Buyers in Napa should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Napa?
20% Down Payment
$175,316
on $876,582
Monthly P&I
$4,572/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,806/mo
incl. taxes & insurance
Income Needed
$232,240
gross annual (30% rule)
10% Down Option
$87,658
+ PMI applies
Loan Amount (20% dn)
$701,266
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Napa, CA?
The median home value in Napa is $876,582 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.1% year-over-year.
How much have home prices changed in Napa?
Over the past year, home values in Napa have decreased by 3.1%. Over five years, prices have risen approximately 4.6%.
How much do I need to earn to buy a home in Napa?
To comfortably afford the median home price of $876,582 with a 20% down payment ($175,316) at today's rates (6.8%), you'd need a gross annual income of approximately $232,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Napa compare to the national average home price?
The national median home value is approximately $410,000. At $876,582, homes in Napa are 114% above the national average.
What metro area is Napa part of?
Napa is part of the Napa, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.