Market Overview
Home Prices in Oakdale, CA
The median home value in Oakdale, CA is $562,451 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oakdale are priced37% above average. Oakdale is part of the Modesto, CA metro area.
Over the past five years, Oakdale home values have risen by approximately14.0%, reflecting steady appreciation in this market.
Price History
Oakdale Home Price Trend
City Comparison
Oakdale vs. National Median
At $562,451, homes in Oakdale cost 37% above the national median of $410,000. Buyers in Oakdale should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Oakdale?
20% Down Payment
$112,490
on $562,451
Monthly P&I
$2,933/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,725/mo
incl. taxes & insurance
Income Needed
$149,000
gross annual (30% rule)
10% Down Option
$56,245
+ PMI applies
Loan Amount (20% dn)
$449,961
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oakdale, CA?
The median home value in Oakdale is $562,451 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Oakdale?
Over the past year, home values in Oakdale have increased by 0.6%. Over five years, prices have risen approximately 14.0%.
How much do I need to earn to buy a home in Oakdale?
To comfortably afford the median home price of $562,451 with a 20% down payment ($112,490) at today's rates (6.8%), you'd need a gross annual income of approximately $149,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Oakdale compare to the national average home price?
The national median home value is approximately $410,000. At $562,451, homes in Oakdale are 37% above the national average.
What metro area is Oakdale part of?
Oakdale is part of the Modesto, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.