Market Overview
Home Prices in Occidental, CA
The median home value in Occidental, CA is $1,076,033 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.1% compared to a year ago and down 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Occidental are priced162% above average. Occidental is part of the Santa Rosa-Petaluma, CA metro area.
Over the past five years, Occidental home values have risen by approximately2.7%, reflecting modest growth in this market.
Price History
Occidental Home Price Trend
City Comparison
Occidental vs. National Median
At $1,076,033, homes in Occidental cost 162% above the national median of $410,000. Buyers in Occidental should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Occidental?
20% Down Payment
$215,207
on $1,076,033
Monthly P&I
$5,612/mo
30-yr @ 6.8%
Total Monthly Est.
~$7,127/mo
incl. taxes & insurance
Income Needed
$285,080
gross annual (30% rule)
10% Down Option
$107,603
+ PMI applies
Loan Amount (20% dn)
$860,826
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Occidental, CA?
The median home value in Occidental is $1,076,033 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.1% year-over-year.
How much have home prices changed in Occidental?
Over the past year, home values in Occidental have increased by 0.1%. Over five years, prices have risen approximately 2.7%.
How much do I need to earn to buy a home in Occidental?
To comfortably afford the median home price of $1,076,033 with a 20% down payment ($215,207) at today's rates (6.8%), you'd need a gross annual income of approximately $285,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Occidental compare to the national average home price?
The national median home value is approximately $410,000. At $1,076,033, homes in Occidental are 162% above the national average.
What metro area is Occidental part of?
Occidental is part of the Santa Rosa-Petaluma, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.