Market Overview
Home Prices in Ontario, CA
The median home value in Ontario, CA is $670,587 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1% compared to a year ago and up 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ontario are priced64% above average. Ontario is part of the Riverside-San Bernardino-Ontario, CA metro area.
Over the past five years, Ontario home values have risen by approximately24.2%, reflecting strong long-term appreciation in this market.
Price History
Ontario Home Price Trend
City Comparison
Ontario vs. National Median
At $670,587, homes in Ontario cost 64% above the national median of $410,000. Buyers in Ontario should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Ontario?
20% Down Payment
$134,117
on $670,587
Monthly P&I
$3,497/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,441/mo
incl. taxes & insurance
Income Needed
$177,640
gross annual (30% rule)
10% Down Option
$67,059
+ PMI applies
Loan Amount (20% dn)
$536,470
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ontario, CA?
The median home value in Ontario is $670,587 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1% year-over-year.
How much have home prices changed in Ontario?
Over the past year, home values in Ontario have decreased by 1%. Over five years, prices have risen approximately 24.2%.
How much do I need to earn to buy a home in Ontario?
To comfortably afford the median home price of $670,587 with a 20% down payment ($134,117) at today's rates (6.8%), you'd need a gross annual income of approximately $177,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Ontario compare to the national average home price?
The national median home value is approximately $410,000. At $670,587, homes in Ontario are 64% above the national average.
What metro area is Ontario part of?
Ontario is part of the Riverside-San Bernardino-Ontario, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.