Market Overview
Home Prices in Oroville, CA
The median home value in Oroville, CA is $315,291 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.5% compared to a year ago and down 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oroville are priced23% below average. Oroville is part of the Chico, CA metro area.
Over the past five years, Oroville home values have fallen by approximately0.7%, reflecting softening conditions in this market.
Price History
Oroville Home Price Trend
City Comparison
Oroville vs. National Median
At $315,291, homes in Oroville cost 23% below the national median of $410,000. This makes Oroville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oroville?
20% Down Payment
$63,058
on $315,291
Monthly P&I
$1,644/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,088/mo
incl. taxes & insurance
Income Needed
$83,520
gross annual (30% rule)
10% Down Option
$31,529
+ PMI applies
Loan Amount (20% dn)
$252,233
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oroville, CA?
The median home value in Oroville is $315,291 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.5% year-over-year.
How much have home prices changed in Oroville?
Over the past year, home values in Oroville have decreased by 0.5%. Over five years, prices have fallen approximately 0.7%.
How much do I need to earn to buy a home in Oroville?
To comfortably afford the median home price of $315,291 with a 20% down payment ($63,058) at today's rates (6.8%), you'd need a gross annual income of approximately $83,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Oroville compare to the national average home price?
The national median home value is approximately $410,000. At $315,291, homes in Oroville are 23% below the national average.
What metro area is Oroville part of?
Oroville is part of the Chico, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.