Market Overview
Home Prices in Oxnard, CA
The median home value in Oxnard, CA is $765,564 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.1% compared to a year ago and down 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oxnard are priced87% above average. Oxnard is part of the Oxnard-Thousand Oaks-Ventura, CA metro area.
Over the past five years, Oxnard home values have risen by approximately17.7%, reflecting steady appreciation in this market.
Price History
Oxnard Home Price Trend
City Comparison
Oxnard vs. National Median
At $765,564, homes in Oxnard cost 87% above the national median of $410,000. Buyers in Oxnard should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Oxnard?
20% Down Payment
$153,113
on $765,564
Monthly P&I
$3,993/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,071/mo
incl. taxes & insurance
Income Needed
$202,840
gross annual (30% rule)
10% Down Option
$76,556
+ PMI applies
Loan Amount (20% dn)
$612,451
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oxnard, CA?
The median home value in Oxnard is $765,564 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.1% year-over-year.
How much have home prices changed in Oxnard?
Over the past year, home values in Oxnard have increased by 0.1%. Over five years, prices have risen approximately 17.7%.
How much do I need to earn to buy a home in Oxnard?
To comfortably afford the median home price of $765,564 with a 20% down payment ($153,113) at today's rates (6.8%), you'd need a gross annual income of approximately $202,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Oxnard compare to the national average home price?
The national median home value is approximately $410,000. At $765,564, homes in Oxnard are 87% above the national average.
What metro area is Oxnard part of?
Oxnard is part of the Oxnard-Thousand Oaks-Ventura, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.