Market Overview
Home Prices in Pacifica, CA
The median home value in Pacifica, CA is $1,270,263 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.5% compared to a year ago and down 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pacifica are priced210% above average. Pacifica is part of the San Francisco-Oakland-Berkeley, CA metro area.
Over the past five years, Pacifica home values have risen by approximately1.3%, reflecting modest growth in this market.
Price History
Pacifica Home Price Trend
City Comparison
Pacifica vs. National Median
At $1,270,263, homes in Pacifica cost 210% above the national median of $410,000. Buyers in Pacifica should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Pacifica?
20% Down Payment
$254,053
on $1,270,263
Monthly P&I
$6,625/mo
30-yr @ 6.8%
Total Monthly Est.
~$8,414/mo
incl. taxes & insurance
Income Needed
$336,560
gross annual (30% rule)
10% Down Option
$127,026
+ PMI applies
Loan Amount (20% dn)
$1,016,210
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pacifica, CA?
The median home value in Pacifica is $1,270,263 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.5% year-over-year.
How much have home prices changed in Pacifica?
Over the past year, home values in Pacifica have decreased by 0.5%. Over five years, prices have risen approximately 1.3%.
How much do I need to earn to buy a home in Pacifica?
To comfortably afford the median home price of $1,270,263 with a 20% down payment ($254,053) at today's rates (6.8%), you'd need a gross annual income of approximately $336,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Pacifica compare to the national average home price?
The national median home value is approximately $410,000. At $1,270,263, homes in Pacifica are 210% above the national average.
What metro area is Pacifica part of?
Pacifica is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.