Market Overview
Home Prices in Palomar Mountain, CA
The median home value in Palomar Mountain, CA is $423,295 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.3% compared to a year ago and down 10.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Palomar Mountain are priced3% above average. Palomar Mountain is part of the San Diego-Chula Vista-Carlsbad, CA metro area.
Over the past five years, Palomar Mountain home values have fallen by approximately2.3%, reflecting softening conditions in this market.
Price History
Palomar Mountain Home Price Trend
City Comparison
Palomar Mountain vs. National Median
At $423,295, homes in Palomar Mountain cost 3% above the national median of $410,000. Buyers in Palomar Mountain should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Palomar Mountain?
20% Down Payment
$84,659
on $423,295
Monthly P&I
$2,208/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,804/mo
incl. taxes & insurance
Income Needed
$112,160
gross annual (30% rule)
10% Down Option
$42,330
+ PMI applies
Loan Amount (20% dn)
$338,636
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Palomar Mountain, CA?
The median home value in Palomar Mountain is $423,295 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.3% year-over-year.
How much have home prices changed in Palomar Mountain?
Over the past year, home values in Palomar Mountain have decreased by 2.3%. Over five years, prices have fallen approximately 2.3%.
How much do I need to earn to buy a home in Palomar Mountain?
To comfortably afford the median home price of $423,295 with a 20% down payment ($84,659) at today's rates (6.8%), you'd need a gross annual income of approximately $112,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Palomar Mountain compare to the national average home price?
The national median home value is approximately $410,000. At $423,295, homes in Palomar Mountain are 3% above the national average.
What metro area is Palomar Mountain part of?
Palomar Mountain is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.