Market Overview
Home Prices in Patterson, CA
The median home value in Patterson, CA is $508,300 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2% compared to a year ago and down 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Patterson are priced24% above average. Patterson is part of the Modesto, CA metro area.
Over the past five years, Patterson home values have risen by approximately12.4%, reflecting steady appreciation in this market.
Price History
Patterson Home Price Trend
City Comparison
Patterson vs. National Median
At $508,300, homes in Patterson cost 24% above the national median of $410,000. Buyers in Patterson should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Patterson?
20% Down Payment
$101,660
on $508,300
Monthly P&I
$2,651/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,367/mo
incl. taxes & insurance
Income Needed
$134,680
gross annual (30% rule)
10% Down Option
$50,830
+ PMI applies
Loan Amount (20% dn)
$406,640
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Patterson, CA?
The median home value in Patterson is $508,300 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2% year-over-year.
How much have home prices changed in Patterson?
Over the past year, home values in Patterson have decreased by 2%. Over five years, prices have risen approximately 12.4%.
How much do I need to earn to buy a home in Patterson?
To comfortably afford the median home price of $508,300 with a 20% down payment ($101,660) at today's rates (6.8%), you'd need a gross annual income of approximately $134,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Patterson compare to the national average home price?
The national median home value is approximately $410,000. At $508,300, homes in Patterson are 24% above the national average.
What metro area is Patterson part of?
Patterson is part of the Modesto, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.