📍 Pine Mountain Club, CA · Zillow ZHVI · July 2026

Average Home Price in
Pine Mountain Club, CA

Bakersfield, CA metro area · Kern County County

Median Home Value
$381,488
↓ 4% year-over-year
vs. National Median
$410,000
Pine Mountain Club is 7% below
Est. Monthly Payment
$1,990/mo
20% down · 6.8% rate
Income Needed
$101K
gross annual (30% rule)
Median Home Value
$381,488
↓ 4% year-over-year

Down Payment (20%)$76,298
Monthly P&I$1,990/mo
With Taxes & Ins.~$2,527/mo
Income Needed$101,080/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Pine Mountain Club, CA

The median home value in Pine Mountain Club, CA is $381,488 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4% compared to a year ago and down 1.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Pine Mountain Club are priced7% below average. Pine Mountain Club is part of the Bakersfield, CA metro area.

Over the past five years, Pine Mountain Club home values have risen by approximately10.5%, reflecting steady appreciation in this market.

City Comparison

Pine Mountain Club vs. National Median

🏠 Pine Mountain Club
$381,488
National Median
$410,000

At $381,488, homes in Pine Mountain Club cost 7% below the national median of $410,000. This makes Pine Mountain Club a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Pine Mountain Club?

20% Down Payment
$76,298
on $381,488
Monthly P&I
$1,990/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,527/mo
incl. taxes & insurance
Income Needed
$101,080
gross annual (30% rule)
10% Down Option
$38,149
+ PMI applies
Loan Amount (20% dn)
$305,190
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Pine Mountain Club, CA?
The median home value in Pine Mountain Club is $381,488 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4% year-over-year.
How much have home prices changed in Pine Mountain Club?
Over the past year, home values in Pine Mountain Club have decreased by 4%. Over five years, prices have risen approximately 10.5%.
How much do I need to earn to buy a home in Pine Mountain Club?
To comfortably afford the median home price of $381,488 with a 20% down payment ($76,298) at today's rates (6.8%), you'd need a gross annual income of approximately $101,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Pine Mountain Club compare to the national average home price?
The national median home value is approximately $410,000. At $381,488, homes in Pine Mountain Club are 7% below the national average.
What metro area is Pine Mountain Club part of?
Pine Mountain Club is part of the Bakersfield, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.