Market Overview
Home Prices in Placerville, CA
The median home value in Placerville, CA is $539,581 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.2% compared to a year ago and down 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Placerville are priced32% above average. Placerville is part of the Sacramento-Roseville-Folsom, CA metro area.
Over the past five years, Placerville home values have risen by approximately5.0%, reflecting modest growth in this market.
Price History
Placerville Home Price Trend
City Comparison
Placerville vs. National Median
At $539,581, homes in Placerville cost 32% above the national median of $410,000. Buyers in Placerville should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Placerville?
20% Down Payment
$107,916
on $539,581
Monthly P&I
$2,814/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,574/mo
incl. taxes & insurance
Income Needed
$142,960
gross annual (30% rule)
10% Down Option
$53,958
+ PMI applies
Loan Amount (20% dn)
$431,665
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Placerville, CA?
The median home value in Placerville is $539,581 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.2% year-over-year.
How much have home prices changed in Placerville?
Over the past year, home values in Placerville have decreased by 0.2%. Over five years, prices have risen approximately 5.0%.
How much do I need to earn to buy a home in Placerville?
To comfortably afford the median home price of $539,581 with a 20% down payment ($107,916) at today's rates (6.8%), you'd need a gross annual income of approximately $142,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Placerville compare to the national average home price?
The national median home value is approximately $410,000. At $539,581, homes in Placerville are 32% above the national average.
What metro area is Placerville part of?
Placerville is part of the Sacramento-Roseville-Folsom, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.