📍 Poway, CA · Zillow ZHVI · July 2026

Average Home Price in
Poway, CA

San Diego-Chula Vista-Carlsbad, CA metro area · San Diego County County

Median Home Value
$1,229,567
↓ 2.6% year-over-year
vs. National Median
$410,000
Poway is 200% above
Est. Monthly Payment
$6,413/mo
20% down · 6.8% rate
Income Needed
$326K
gross annual (30% rule)
Median Home Value
$1,229,567
↓ 2.6% year-over-year

Down Payment (20%)$245,913
Monthly P&I$6,413/mo
With Taxes & Ins.~$8,145/mo
Income Needed$325,800/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Poway, CA

The median home value in Poway, CA is $1,229,567 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.6% compared to a year ago and down 0.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Poway are priced200% above average. Poway is part of the San Diego-Chula Vista-Carlsbad, CA metro area.

Over the past five years, Poway home values have risen by approximately29.6%, reflecting strong long-term appreciation in this market.

City Comparison

Poway vs. National Median

🏠 Poway
$1,229,567
National Median
$410,000

At $1,229,567, homes in Poway cost 200% above the national median of $410,000. Buyers in Poway should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Poway?

20% Down Payment
$245,913
on $1,229,567
Monthly P&I
$6,413/mo
30-yr @ 6.8%
Total Monthly Est.
~$8,145/mo
incl. taxes & insurance
Income Needed
$325,800
gross annual (30% rule)
10% Down Option
$122,957
+ PMI applies
Loan Amount (20% dn)
$983,654
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Poway, CA?
The median home value in Poway is $1,229,567 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.6% year-over-year.
How much have home prices changed in Poway?
Over the past year, home values in Poway have decreased by 2.6%. Over five years, prices have risen approximately 29.6%.
How much do I need to earn to buy a home in Poway?
To comfortably afford the median home price of $1,229,567 with a 20% down payment ($245,913) at today's rates (6.8%), you'd need a gross annual income of approximately $325,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Poway compare to the national average home price?
The national median home value is approximately $410,000. At $1,229,567, homes in Poway are 200% above the national average.
What metro area is Poway part of?
Poway is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.