Market Overview
Home Prices in Rancho Cordova, CA
The median home value in Rancho Cordova, CA is $537,180 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.7% compared to a year ago and down 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rancho Cordova are priced31% above average. Rancho Cordova is part of the Sacramento-Roseville-Folsom, CA metro area.
Over the past five years, Rancho Cordova home values have risen by approximately6.4%, reflecting steady appreciation in this market.
Price History
Rancho Cordova Home Price Trend
City Comparison
Rancho Cordova vs. National Median
At $537,180, homes in Rancho Cordova cost 31% above the national median of $410,000. Buyers in Rancho Cordova should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Rancho Cordova?
20% Down Payment
$107,436
on $537,180
Monthly P&I
$2,802/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,559/mo
incl. taxes & insurance
Income Needed
$142,360
gross annual (30% rule)
10% Down Option
$53,718
+ PMI applies
Loan Amount (20% dn)
$429,744
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rancho Cordova, CA?
The median home value in Rancho Cordova is $537,180 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.7% year-over-year.
How much have home prices changed in Rancho Cordova?
Over the past year, home values in Rancho Cordova have decreased by 2.7%. Over five years, prices have risen approximately 6.4%.
How much do I need to earn to buy a home in Rancho Cordova?
To comfortably afford the median home price of $537,180 with a 20% down payment ($107,436) at today's rates (6.8%), you'd need a gross annual income of approximately $142,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Rancho Cordova compare to the national average home price?
The national median home value is approximately $410,000. At $537,180, homes in Rancho Cordova are 31% above the national average.
What metro area is Rancho Cordova part of?
Rancho Cordova is part of the Sacramento-Roseville-Folsom, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.