Market Overview
Home Prices in Rancho Cucamonga, CA
The median home value in Rancho Cucamonga, CA is $789,064 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.7% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rancho Cucamonga are priced92% above average. Rancho Cucamonga is part of the Riverside-San Bernardino-Ontario, CA metro area.
Over the past five years, Rancho Cucamonga home values have risen by approximately23.0%, reflecting strong long-term appreciation in this market.
Price History
Rancho Cucamonga Home Price Trend
City Comparison
Rancho Cucamonga vs. National Median
At $789,064, homes in Rancho Cucamonga cost 92% above the national median of $410,000. Buyers in Rancho Cucamonga should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Rancho Cucamonga?
20% Down Payment
$157,813
on $789,064
Monthly P&I
$4,115/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,226/mo
incl. taxes & insurance
Income Needed
$209,040
gross annual (30% rule)
10% Down Option
$78,906
+ PMI applies
Loan Amount (20% dn)
$631,251
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rancho Cucamonga, CA?
The median home value in Rancho Cucamonga is $789,064 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.7% year-over-year.
How much have home prices changed in Rancho Cucamonga?
Over the past year, home values in Rancho Cucamonga have decreased by 0.7%. Over five years, prices have risen approximately 23.0%.
How much do I need to earn to buy a home in Rancho Cucamonga?
To comfortably afford the median home price of $789,064 with a 20% down payment ($157,813) at today's rates (6.8%), you'd need a gross annual income of approximately $209,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Rancho Cucamonga compare to the national average home price?
The national median home value is approximately $410,000. At $789,064, homes in Rancho Cucamonga are 92% above the national average.
What metro area is Rancho Cucamonga part of?
Rancho Cucamonga is part of the Riverside-San Bernardino-Ontario, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.