Market Overview
Home Prices in Raymond, CA
The median home value in Raymond, CA is $474,286 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.8% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Raymond are priced16% above average. Raymond is part of the Madera, CA metro area.
Over the past five years, Raymond home values have risen by approximately5.0%, reflecting modest growth in this market.
Price History
Raymond Home Price Trend
2020
$345,143
$345K
—
2021
$451,895
$452K
+30.9%
2022
$508,176
$508K
+12.5%
2023
$467,446
$467K
-8.0%
2024
$472,515
$473K
+1.1%
2025
$478,187
$478K
+1.2%
2026
$474,286
$474K
-0.8%
City Comparison
Raymond vs. National Median
🏠 Raymond
$474,286
National Median
$410,000
At $474,286, homes in Raymond cost 16% above the national median of $410,000. Buyers in Raymond should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Raymond?
20% Down Payment
$94,857
on $474,286
Monthly P&I
$2,474/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,142/mo
incl. taxes & insurance
Income Needed
$125,680
gross annual (30% rule)
10% Down Option
$47,429
+ PMI applies
Loan Amount (20% dn)
$379,429
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Raymond, CA?
The median home value in Raymond is $474,286 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.8% year-over-year.
How much have home prices changed in Raymond?
Over the past year, home values in Raymond have decreased by 0.8%. Over five years, prices have risen approximately 5.0%.
How much do I need to earn to buy a home in Raymond?
To comfortably afford the median home price of $474,286 with a 20% down payment ($94,857) at today's rates (6.8%), you'd need a gross annual income of approximately $125,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Raymond compare to the national average home price?
The national median home value is approximately $410,000. At $474,286, homes in Raymond are 16% above the national average.
What metro area is Raymond part of?
Raymond is part of the Madera, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.