Market Overview
Home Prices in Rio Dell, CA
The median home value in Rio Dell, CA is $314,633 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.7% compared to a year ago and down 9.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rio Dell are priced23% below average. Rio Dell is part of the Eureka-Arcata, CA metro area.
Over the past five years, Rio Dell home values have fallen by approximately14.4%, reflecting softening conditions in this market.
Price History
Rio Dell Home Price Trend
City Comparison
Rio Dell vs. National Median
At $314,633, homes in Rio Dell cost 23% below the national median of $410,000. This makes Rio Dell a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rio Dell?
20% Down Payment
$62,927
on $314,633
Monthly P&I
$1,641/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,084/mo
incl. taxes & insurance
Income Needed
$83,360
gross annual (30% rule)
10% Down Option
$31,463
+ PMI applies
Loan Amount (20% dn)
$251,706
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rio Dell, CA?
The median home value in Rio Dell is $314,633 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.7% year-over-year.
How much have home prices changed in Rio Dell?
Over the past year, home values in Rio Dell have decreased by 0.7%. Over five years, prices have fallen approximately 14.4%.
How much do I need to earn to buy a home in Rio Dell?
To comfortably afford the median home price of $314,633 with a 20% down payment ($62,927) at today's rates (6.8%), you'd need a gross annual income of approximately $83,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Rio Dell compare to the national average home price?
The national median home value is approximately $410,000. At $314,633, homes in Rio Dell are 23% below the national average.
What metro area is Rio Dell part of?
Rio Dell is part of the Eureka-Arcata, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.