Market Overview
Home Prices in Rio Linda, CA
The median home value in Rio Linda, CA is $458,891 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.1% compared to a year ago and down 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rio Linda are priced12% above average. Rio Linda is part of the Sacramento-Roseville-Folsom, CA metro area.
Over the past five years, Rio Linda home values have risen by approximately7.4%, reflecting steady appreciation in this market.
Price History
Rio Linda Home Price Trend
City Comparison
Rio Linda vs. National Median
At $458,891, homes in Rio Linda cost 12% above the national median of $410,000. Buyers in Rio Linda should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Rio Linda?
20% Down Payment
$91,778
on $458,891
Monthly P&I
$2,393/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,039/mo
incl. taxes & insurance
Income Needed
$121,560
gross annual (30% rule)
10% Down Option
$45,889
+ PMI applies
Loan Amount (20% dn)
$367,113
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rio Linda, CA?
The median home value in Rio Linda is $458,891 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.1% year-over-year.
How much have home prices changed in Rio Linda?
Over the past year, home values in Rio Linda have decreased by 0.1%. Over five years, prices have risen approximately 7.4%.
How much do I need to earn to buy a home in Rio Linda?
To comfortably afford the median home price of $458,891 with a 20% down payment ($91,778) at today's rates (6.8%), you'd need a gross annual income of approximately $121,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Rio Linda compare to the national average home price?
The national median home value is approximately $410,000. At $458,891, homes in Rio Linda are 12% above the national average.
What metro area is Rio Linda part of?
Rio Linda is part of the Sacramento-Roseville-Folsom, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.