Market Overview
Home Prices in Ripon, CA
The median home value in Ripon, CA is $688,072 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.9% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ripon are priced68% above average. Ripon is part of the Stockton, CA metro area.
Over the past five years, Ripon home values have risen by approximately12.8%, reflecting steady appreciation in this market.
Price History
Ripon Home Price Trend
2020
$506,295
$506K
—
2021
$610,071
$610K
+20.5%
2022
$703,539
$704K
+15.3%
2023
$650,579
$651K
-7.5%
2024
$689,238
$689K
+5.9%
2025
$694,600
$695K
+0.8%
2026
$688,072
$688K
-0.9%
City Comparison
Ripon vs. National Median
🏠 Ripon
$688,072
National Median
$410,000
At $688,072, homes in Ripon cost 68% above the national median of $410,000. Buyers in Ripon should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Ripon?
20% Down Payment
$137,614
on $688,072
Monthly P&I
$3,589/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,558/mo
incl. taxes & insurance
Income Needed
$182,320
gross annual (30% rule)
10% Down Option
$68,807
+ PMI applies
Loan Amount (20% dn)
$550,458
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ripon, CA?
The median home value in Ripon is $688,072 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.9% year-over-year.
How much have home prices changed in Ripon?
Over the past year, home values in Ripon have decreased by 0.9%. Over five years, prices have risen approximately 12.8%.
How much do I need to earn to buy a home in Ripon?
To comfortably afford the median home price of $688,072 with a 20% down payment ($137,614) at today's rates (6.8%), you'd need a gross annual income of approximately $182,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Ripon compare to the national average home price?
The national median home value is approximately $410,000. At $688,072, homes in Ripon are 68% above the national average.
What metro area is Ripon part of?
Ripon is part of the Stockton, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.