Market Overview
Home Prices in San Bernardino, CA
The median home value in San Bernardino, CA is $496,080 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.2% compared to a year ago and up 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in San Bernardino are priced21% above average. San Bernardino is part of the Riverside-San Bernardino-Ontario, CA metro area.
Over the past five years, San Bernardino home values have risen by approximately31.8%, reflecting strong long-term appreciation in this market.
Price History
San Bernardino Home Price Trend
City Comparison
San Bernardino vs. National Median
At $496,080, homes in San Bernardino cost 21% above the national median of $410,000. Buyers in San Bernardino should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in San Bernardino?
20% Down Payment
$99,216
on $496,080
Monthly P&I
$2,587/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,285/mo
incl. taxes & insurance
Income Needed
$131,400
gross annual (30% rule)
10% Down Option
$49,608
+ PMI applies
Loan Amount (20% dn)
$396,864
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in San Bernardino, CA?
The median home value in San Bernardino is $496,080 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.2% year-over-year.
How much have home prices changed in San Bernardino?
Over the past year, home values in San Bernardino have increased by 1.2%. Over five years, prices have risen approximately 31.8%.
How much do I need to earn to buy a home in San Bernardino?
To comfortably afford the median home price of $496,080 with a 20% down payment ($99,216) at today's rates (6.8%), you'd need a gross annual income of approximately $131,400. This assumes keeping total housing costs at or below 30% of gross income.
How does San Bernardino compare to the national average home price?
The national median home value is approximately $410,000. At $496,080, homes in San Bernardino are 21% above the national average.
What metro area is San Bernardino part of?
San Bernardino is part of the Riverside-San Bernardino-Ontario, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.