Market Overview
Home Prices in San Clemente, CA
The median home value in San Clemente, CA is $1,750,993 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in San Clemente are priced327% above average. San Clemente is part of the Los Angeles-Long Beach-Anaheim, CA metro area.
Over the past five years, San Clemente home values have risen by approximately50.6%, reflecting strong long-term appreciation in this market.
Price History
San Clemente Home Price Trend
City Comparison
San Clemente vs. National Median
At $1,750,993, homes in San Clemente cost 327% above the national median of $410,000. Buyers in San Clemente should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in San Clemente?
20% Down Payment
$350,199
on $1,750,993
Monthly P&I
$9,132/mo
30-yr @ 6.8%
Total Monthly Est.
~$11,598/mo
incl. taxes & insurance
Income Needed
$463,920
gross annual (30% rule)
10% Down Option
$175,099
+ PMI applies
Loan Amount (20% dn)
$1,400,794
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in San Clemente, CA?
The median home value in San Clemente is $1,750,993 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in San Clemente?
Over the past year, home values in San Clemente have increased by 2.8%. Over five years, prices have risen approximately 50.6%.
How much do I need to earn to buy a home in San Clemente?
To comfortably afford the median home price of $1,750,993 with a 20% down payment ($350,199) at today's rates (6.8%), you'd need a gross annual income of approximately $463,920. This assumes keeping total housing costs at or below 30% of gross income.
How does San Clemente compare to the national average home price?
The national median home value is approximately $410,000. At $1,750,993, homes in San Clemente are 327% above the national average.
What metro area is San Clemente part of?
San Clemente is part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.