Market Overview
Home Prices in San Joaquin, CA
The median home value in San Joaquin, CA is $302,286 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 4.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in San Joaquin are priced26% below average. San Joaquin is part of the Fresno, CA metro area.
Over the past five years, San Joaquin home values have risen by approximately29.7%, reflecting strong long-term appreciation in this market.
Price History
San Joaquin Home Price Trend
City Comparison
San Joaquin vs. National Median
At $302,286, homes in San Joaquin cost 26% below the national median of $410,000. This makes San Joaquin a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in San Joaquin?
20% Down Payment
$60,457
on $302,286
Monthly P&I
$1,577/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,003/mo
incl. taxes & insurance
Income Needed
$80,120
gross annual (30% rule)
10% Down Option
$30,229
+ PMI applies
Loan Amount (20% dn)
$241,829
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in San Joaquin, CA?
The median home value in San Joaquin is $302,286 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in San Joaquin?
Over the past year, home values in San Joaquin have increased by 2%. Over five years, prices have risen approximately 29.7%.
How much do I need to earn to buy a home in San Joaquin?
To comfortably afford the median home price of $302,286 with a 20% down payment ($60,457) at today's rates (6.8%), you'd need a gross annual income of approximately $80,120. This assumes keeping total housing costs at or below 30% of gross income.
How does San Joaquin compare to the national average home price?
The national median home value is approximately $410,000. At $302,286, homes in San Joaquin are 26% below the national average.
What metro area is San Joaquin part of?
San Joaquin is part of the Fresno, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.