Market Overview
Home Prices in San Pablo, CA
The median home value in San Pablo, CA is $566,160 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.2% compared to a year ago and down 7.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in San Pablo are priced38% above average. San Pablo is part of the San Francisco-Oakland-Berkeley, CA metro area.
Over the past five years, San Pablo home values have fallen by approximately6.4%, reflecting softening conditions in this market.
Price History
San Pablo Home Price Trend
City Comparison
San Pablo vs. National Median
At $566,160, homes in San Pablo cost 38% above the national median of $410,000. Buyers in San Pablo should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in San Pablo?
20% Down Payment
$113,232
on $566,160
Monthly P&I
$2,953/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,750/mo
incl. taxes & insurance
Income Needed
$150,000
gross annual (30% rule)
10% Down Option
$56,616
+ PMI applies
Loan Amount (20% dn)
$452,928
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in San Pablo, CA?
The median home value in San Pablo is $566,160 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.2% year-over-year.
How much have home prices changed in San Pablo?
Over the past year, home values in San Pablo have decreased by 3.2%. Over five years, prices have fallen approximately 6.4%.
How much do I need to earn to buy a home in San Pablo?
To comfortably afford the median home price of $566,160 with a 20% down payment ($113,232) at today's rates (6.8%), you'd need a gross annual income of approximately $150,000. This assumes keeping total housing costs at or below 30% of gross income.
How does San Pablo compare to the national average home price?
The national median home value is approximately $410,000. At $566,160, homes in San Pablo are 38% above the national average.
What metro area is San Pablo part of?
San Pablo is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.