Market Overview
Home Prices in San Rafael, CA
The median home value in San Rafael, CA is $1,340,153 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and down 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in San Rafael are priced227% above average. San Rafael is part of the San Francisco-Oakland-Berkeley, CA metro area.
Over the past five years, San Rafael home values have risen by approximately7.1%, reflecting steady appreciation in this market.
Price History
San Rafael Home Price Trend
City Comparison
San Rafael vs. National Median
At $1,340,153, homes in San Rafael cost 227% above the national median of $410,000. Buyers in San Rafael should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in San Rafael?
20% Down Payment
$268,031
on $1,340,153
Monthly P&I
$6,989/mo
30-yr @ 6.8%
Total Monthly Est.
~$8,876/mo
incl. taxes & insurance
Income Needed
$355,040
gross annual (30% rule)
10% Down Option
$134,015
+ PMI applies
Loan Amount (20% dn)
$1,072,122
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in San Rafael, CA?
The median home value in San Rafael is $1,340,153 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in San Rafael?
Over the past year, home values in San Rafael have increased by 1.6%. Over five years, prices have risen approximately 7.1%.
How much do I need to earn to buy a home in San Rafael?
To comfortably afford the median home price of $1,340,153 with a 20% down payment ($268,031) at today's rates (6.8%), you'd need a gross annual income of approximately $355,040. This assumes keeping total housing costs at or below 30% of gross income.
How does San Rafael compare to the national average home price?
The national median home value is approximately $410,000. At $1,340,153, homes in San Rafael are 227% above the national average.
What metro area is San Rafael part of?
San Rafael is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.