Market Overview
Home Prices in San Ramon, CA
The median home value in San Ramon, CA is $1,502,416 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.5% compared to a year ago and down 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in San Ramon are priced266% above average. San Ramon is part of the San Francisco-Oakland-Berkeley, CA metro area.
Over the past five years, San Ramon home values have risen by approximately14.4%, reflecting steady appreciation in this market.
Price History
San Ramon Home Price Trend
City Comparison
San Ramon vs. National Median
At $1,502,416, homes in San Ramon cost 266% above the national median of $410,000. Buyers in San Ramon should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in San Ramon?
20% Down Payment
$300,483
on $1,502,416
Monthly P&I
$7,836/mo
30-yr @ 6.8%
Total Monthly Est.
~$9,952/mo
incl. taxes & insurance
Income Needed
$398,080
gross annual (30% rule)
10% Down Option
$150,242
+ PMI applies
Loan Amount (20% dn)
$1,201,933
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in San Ramon, CA?
The median home value in San Ramon is $1,502,416 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.5% year-over-year.
How much have home prices changed in San Ramon?
Over the past year, home values in San Ramon have decreased by 5.5%. Over five years, prices have risen approximately 14.4%.
How much do I need to earn to buy a home in San Ramon?
To comfortably afford the median home price of $1,502,416 with a 20% down payment ($300,483) at today's rates (6.8%), you'd need a gross annual income of approximately $398,080. This assumes keeping total housing costs at or below 30% of gross income.
How does San Ramon compare to the national average home price?
The national median home value is approximately $410,000. At $1,502,416, homes in San Ramon are 266% above the national average.
What metro area is San Ramon part of?
San Ramon is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.