Market Overview
Home Prices in Santa Maria, CA
The median home value in Santa Maria, CA is $665,004 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and down 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Santa Maria are priced62% above average. Santa Maria is part of the Santa Maria-Santa Barbara, CA metro area.
Over the past five years, Santa Maria home values have risen by approximately29.0%, reflecting strong long-term appreciation in this market.
Price History
Santa Maria Home Price Trend
City Comparison
Santa Maria vs. National Median
At $665,004, homes in Santa Maria cost 62% above the national median of $410,000. Buyers in Santa Maria should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Santa Maria?
20% Down Payment
$133,001
on $665,004
Monthly P&I
$3,468/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,404/mo
incl. taxes & insurance
Income Needed
$176,160
gross annual (30% rule)
10% Down Option
$66,500
+ PMI applies
Loan Amount (20% dn)
$532,003
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Santa Maria, CA?
The median home value in Santa Maria is $665,004 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Santa Maria?
Over the past year, home values in Santa Maria have increased by 3%. Over five years, prices have risen approximately 29.0%.
How much do I need to earn to buy a home in Santa Maria?
To comfortably afford the median home price of $665,004 with a 20% down payment ($133,001) at today's rates (6.8%), you'd need a gross annual income of approximately $176,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Santa Maria compare to the national average home price?
The national median home value is approximately $410,000. At $665,004, homes in Santa Maria are 62% above the national average.
What metro area is Santa Maria part of?
Santa Maria is part of the Santa Maria-Santa Barbara, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.