📍 Shasta Lake, CA · Zillow ZHVI · July 2026

Average Home Price in
Shasta Lake, CA

Redding, CA metro area · Shasta County County

Median Home Value
$304,812
↑ 0.6% year-over-year
vs. National Median
$410,000
Shasta Lake is 26% below
Est. Monthly Payment
$1,590/mo
20% down · 6.8% rate
Income Needed
$81K
gross annual (30% rule)
Median Home Value
$304,812
↑ 0.6% year-over-year

Down Payment (20%)$60,962
Monthly P&I$1,590/mo
With Taxes & Ins.~$2,019/mo
Income Needed$80,760/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Shasta Lake, CA

The median home value in Shasta Lake, CA is $304,812 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and down 1.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Shasta Lake are priced26% below average. Shasta Lake is part of the Redding, CA metro area.

Over the past five years, Shasta Lake home values have risen by approximately8.2%, reflecting steady appreciation in this market.

City Comparison

Shasta Lake vs. National Median

🏠 Shasta Lake
$304,812
National Median
$410,000

At $304,812, homes in Shasta Lake cost 26% below the national median of $410,000. This makes Shasta Lake a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Shasta Lake?

20% Down Payment
$60,962
on $304,812
Monthly P&I
$1,590/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,019/mo
incl. taxes & insurance
Income Needed
$80,760
gross annual (30% rule)
10% Down Option
$30,481
+ PMI applies
Loan Amount (20% dn)
$243,850
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Shasta Lake, CA?
The median home value in Shasta Lake is $304,812 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Shasta Lake?
Over the past year, home values in Shasta Lake have increased by 0.6%. Over five years, prices have risen approximately 8.2%.
How much do I need to earn to buy a home in Shasta Lake?
To comfortably afford the median home price of $304,812 with a 20% down payment ($60,962) at today's rates (6.8%), you'd need a gross annual income of approximately $80,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Shasta Lake compare to the national average home price?
The national median home value is approximately $410,000. At $304,812, homes in Shasta Lake are 26% below the national average.
What metro area is Shasta Lake part of?
Shasta Lake is part of the Redding, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.