Market Overview
Home Prices in Sierra City, CA
The median home value in Sierra City, CA is $338,259 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.7% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sierra City are priced17% below average.
Over the past five years, Sierra City home values have risen by approximately10.5%, reflecting steady appreciation in this market.
Price History
Sierra City Home Price Trend
2020
$257,912
$258K
—
2021
$306,127
$306K
+18.7%
2022
$355,007
$355K
+16.0%
2023
$327,044
$327K
-7.9%
2024
$326,760
$327K
-0.1%
2025
$335,881
$336K
+2.8%
2026
$338,259
$338K
+0.7%
City Comparison
Sierra City vs. National Median
🏠 Sierra City
$338,259
National Median
$410,000
At $338,259, homes in Sierra City cost 17% below the national median of $410,000. This makes Sierra City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sierra City?
20% Down Payment
$67,652
on $338,259
Monthly P&I
$1,764/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,240/mo
incl. taxes & insurance
Income Needed
$89,600
gross annual (30% rule)
10% Down Option
$33,826
+ PMI applies
Loan Amount (20% dn)
$270,607
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sierra City, CA?
The median home value in Sierra City is $338,259 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.7% year-over-year.
How much have home prices changed in Sierra City?
Over the past year, home values in Sierra City have increased by 0.7%. Over five years, prices have risen approximately 10.5%.
How much do I need to earn to buy a home in Sierra City?
To comfortably afford the median home price of $338,259 with a 20% down payment ($67,652) at today's rates (6.8%), you'd need a gross annual income of approximately $89,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Sierra City compare to the national average home price?
The national median home value is approximately $410,000. At $338,259, homes in Sierra City are 17% below the national average.