Market Overview
Home Prices in Smartsville, CA
The median home value in Smartsville, CA is $463,631 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.3% compared to a year ago and down 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Smartsville are priced13% above average. Smartsville is part of the Yuba City, CA metro area.
Over the past five years, Smartsville home values have fallen by approximately4.9%, reflecting softening conditions in this market.
Price History
Smartsville Home Price Trend
City Comparison
Smartsville vs. National Median
At $463,631, homes in Smartsville cost 13% above the national median of $410,000. Buyers in Smartsville should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Smartsville?
20% Down Payment
$92,726
on $463,631
Monthly P&I
$2,418/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,071/mo
incl. taxes & insurance
Income Needed
$122,840
gross annual (30% rule)
10% Down Option
$46,363
+ PMI applies
Loan Amount (20% dn)
$370,905
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Smartsville, CA?
The median home value in Smartsville is $463,631 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.3% year-over-year.
How much have home prices changed in Smartsville?
Over the past year, home values in Smartsville have decreased by 2.3%. Over five years, prices have fallen approximately 4.9%.
How much do I need to earn to buy a home in Smartsville?
To comfortably afford the median home price of $463,631 with a 20% down payment ($92,726) at today's rates (6.8%), you'd need a gross annual income of approximately $122,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Smartsville compare to the national average home price?
The national median home value is approximately $410,000. At $463,631, homes in Smartsville are 13% above the national average.
What metro area is Smartsville part of?
Smartsville is part of the Yuba City, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.