Market Overview
Home Prices in Smith River, CA
The median home value in Smith River, CA is $438,866 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.5% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Smith River are priced7% above average. Smith River is part of the Crescent City, CA metro area.
Over the past five years, Smith River home values have risen by approximately12.4%, reflecting steady appreciation in this market.
Price History
Smith River Home Price Trend
City Comparison
Smith River vs. National Median
At $438,866, homes in Smith River cost 7% above the national median of $410,000. Buyers in Smith River should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Smith River?
20% Down Payment
$87,773
on $438,866
Monthly P&I
$2,289/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,907/mo
incl. taxes & insurance
Income Needed
$116,280
gross annual (30% rule)
10% Down Option
$43,887
+ PMI applies
Loan Amount (20% dn)
$351,093
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Smith River, CA?
The median home value in Smith River is $438,866 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.5% year-over-year.
How much have home prices changed in Smith River?
Over the past year, home values in Smith River have decreased by 0.5%. Over five years, prices have risen approximately 12.4%.
How much do I need to earn to buy a home in Smith River?
To comfortably afford the median home price of $438,866 with a 20% down payment ($87,773) at today's rates (6.8%), you'd need a gross annual income of approximately $116,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Smith River compare to the national average home price?
The national median home value is approximately $410,000. At $438,866, homes in Smith River are 7% above the national average.
What metro area is Smith River part of?
Smith River is part of the Crescent City, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.