Market Overview
Home Prices in Soquel, CA
The median home value in Soquel, CA is $1,364,859 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.5% compared to a year ago and down 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Soquel are priced233% above average. Soquel is part of the Santa Cruz-Watsonville, CA metro area.
Over the past five years, Soquel home values have risen by approximately15.8%, reflecting steady appreciation in this market.
Price History
Soquel Home Price Trend
City Comparison
Soquel vs. National Median
At $1,364,859, homes in Soquel cost 233% above the national median of $410,000. Buyers in Soquel should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Soquel?
20% Down Payment
$272,972
on $1,364,859
Monthly P&I
$7,118/mo
30-yr @ 6.8%
Total Monthly Est.
~$9,040/mo
incl. taxes & insurance
Income Needed
$361,600
gross annual (30% rule)
10% Down Option
$136,486
+ PMI applies
Loan Amount (20% dn)
$1,091,887
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Soquel, CA?
The median home value in Soquel is $1,364,859 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.5% year-over-year.
How much have home prices changed in Soquel?
Over the past year, home values in Soquel have increased by 4.5%. Over five years, prices have risen approximately 15.8%.
How much do I need to earn to buy a home in Soquel?
To comfortably afford the median home price of $1,364,859 with a 20% down payment ($272,972) at today's rates (6.8%), you'd need a gross annual income of approximately $361,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Soquel compare to the national average home price?
The national median home value is approximately $410,000. At $1,364,859, homes in Soquel are 233% above the national average.
What metro area is Soquel part of?
Soquel is part of the Santa Cruz-Watsonville, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.