Market Overview
Home Prices in South San Francisco, CA
The median home value in South San Francisco, CA is $1,230,345 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 0% from two years prior.
Compared to the U.S. national median of $410,000, homes in South San Francisco are priced200% above average. South San Francisco is part of the San Francisco-Oakland-Berkeley, CA metro area.
Over the past five years, South San Francisco home values have risen by approximately6.2%, reflecting steady appreciation in this market.
Price History
South San Francisco Home Price Trend
City Comparison
South San Francisco vs. National Median
At $1,230,345, homes in South San Francisco cost 200% above the national median of $410,000. Buyers in South San Francisco should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in South San Francisco?
20% Down Payment
$246,069
on $1,230,345
Monthly P&I
$6,417/mo
30-yr @ 6.8%
Total Monthly Est.
~$8,150/mo
incl. taxes & insurance
Income Needed
$326,000
gross annual (30% rule)
10% Down Option
$123,035
+ PMI applies
Loan Amount (20% dn)
$984,276
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in South San Francisco, CA?
The median home value in South San Francisco is $1,230,345 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in South San Francisco?
Over the past year, home values in South San Francisco have increased by 1.6%. Over five years, prices have risen approximately 6.2%.
How much do I need to earn to buy a home in South San Francisco?
To comfortably afford the median home price of $1,230,345 with a 20% down payment ($246,069) at today's rates (6.8%), you'd need a gross annual income of approximately $326,000. This assumes keeping total housing costs at or below 30% of gross income.
How does South San Francisco compare to the national average home price?
The national median home value is approximately $410,000. At $1,230,345, homes in South San Francisco are 200% above the national average.
What metro area is South San Francisco part of?
South San Francisco is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.